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Buyers
MLS
Market Snapshot - Get a Snapshot of address you are
looking at buying now!
Click
here to receive FREE online access to information and
pictures of all houses and condominiums currently available
in the area through over 15,000 cooperating real estate
agents!
A password will be sent via
e-mail to you very promptly.
Receive
Priority Access To ALL New Listings
Opinions
Specifically
For Renters
Reports
and Real Estate Forms
Examples
of of my market specific web sites to make your search simpler:
Milton - www.02186.com
Quincy - www.02169.com
Dorchester - www.02124.com
Hyde Park - www.02136.com
South Boston- www.livein02127.com
South End - www.livein02116.com
Jamaica Plain Site www.livein02130.com
West Roxbury Site www.livein02132.com
Roslindale site www.livein02131.com
Greater Boston Search Site @ www.BostonBuyer.com
My Quincy Condominium Site @ www.QuincyCondoBuyer.com
My online
property valuation site @ www.YourEquityFinder.com
Sample Real
Estate Forms
When
you go to purchase a home, there are many forms that involved
in the process. Please click
here to see the forms that are utilized when making
an offer on a property.
Since
this is one of the largest purchases of your life, you can
imagine that there are many forms involved throughout the
process. I would love to make an appointment with you, to
conduct a free consultation on the home buying process.
Please call me anytime to schedule the appointment, I can
be reached at 617-648-3983.
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Detailed
Neighborhood Reports
Homebuyers
are not only buying a home, but also a community. Buyers
need to understand all of the statistical and demographic
data about the towns and cities that they are potentially
going to be purchasing in.
Mike
Mahoney provides sellers, buyers and clients with detailed
community reports. Click here
for a sample report on the town of Milton (pdf document).
If
you are looking for a specific town in the Greater Boston
area, then please tell me what town you are looking at by
me using this form by clicking
here
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Professionally
Prepared Market Analysis' For Buyers
Is
the house I am looking to purchase priced right? What should
I offer?
In
order to understand the value of the home in the marketplace,
you must understand the market in terms of percentages,
time on market, and properties that have sold that would
be similar to the home you are looking to purchase.
You
will also need to understand all of the the competing homes
that have gone under agreement or sold in the past year.
When
you choose Mike Mahoney to work as your buyer's agent, you
will receive consultation, advice, and professional services
that are geared to ensure that you pay fair market value
for your dream home, instead of over market.
If
you would like to see what a sample market analysis looks
like, you may click here for a sample
(pdf document).
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Receive
Priority Access To ALL New Listings
No more wasted time looking at out-dated information in
newspapers or searching the internet. Priority access means
you're there first before other buyers, so you can negotiate
the lowest possible price and your time is not wasted viewing
homes that don't interest you.
Our
Exclusive Buyer Profile System saves you Time and Money.
To get started
click
here
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Buyer
and Seller Portal
A
unique value that I offer each of my clients is 24 hour
access to reports that specifically detail all of the activity
that I have conducted on their transaction. Whether buying
or selling, communication is key to home selling and home
buying process.
This
portal allows clients to monitor their transaction from
the luxury of their home or office. Click
here to see the transaction information portal.
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25
Page Home Buyers Guide
This
25 page booklet outlines the entire process of purchasing
a home in Greater Boston from end to end.
There is absolutely no cost nor obligation. To get the report,
please click
here
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Distress
Sales / Bank Foreclosures
Distress
Sales resulting from bank foreclosures often represent a
great way to get a fantastic deal on a home. It's not easy
for the average homeowner to find these deals, because you
have to keep scouring the paper to see when one comes up.
If
you're the type of person who recognizes what a great deal
some of these properties could represent, you will be interested
to know about a new free computerized service which automatically
searches out and downloads a current list of all such properties
day in and day out. When you receive this free, no obligation
service, you're automatically plugged in to the most current
list of Foreclosure Properties on the market, in the price
range and area that interests you. This FREE service every
week will save you a lot of research and running around.
Here's
how it works. Every week, you will receive a FREE computerized
report listing the current Foreclosure properties in your
desired price range and location. There is no cost for this
information, and absolutely no obligation. This insider
information, sent to you in an incredibly simple and efficient
format, will give you a huge advantage over other buyers
in the marketplace.
THIS
REPORT IS E-MAILED WEEKLY. IF YOU WOULD LIKE IT, YOU NEED
TO SIGN UP BELOW. CLICK
HERE TO SEE A SAMPLE REPORT
You
can request this free service by simply clicking
here and filling out the information on the form
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How
to Buy A Home with Absolutely No Money Down
A
new home ownership program allows qualified buyers to buy
a home with absolutely no downpayment.
You
may have owned a home before and are presently renting or
maybe you are a first time home buyer and need a way to
break into the housing market but held back because you
thought you required a $10,000, $20,000 or even more for
a downpayment. Well regardless of your present situation,
if you want to get into, or re-enter the housing market
without having to make a cash downpayment, then this new
program may be just what you're looking for.
Why
pay your landlord's mortgage when you can be building your
own equity.
Industry
insiders have prepared a new special report entitled, "How
to Buy a Home With Zero Down", and reveals how this
new and innovative program can get you into the housing
market immediately and with absolutely no downpayment. Order
this report NOW and you can get into the housing market
NOW and with ABSOLUTELY NO DOWNPAYMENT.
You
can request information on buying a home for no money down
by simply clicking
here and filling out the form.
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The 4 Things
You Absolutely, Positively Need to Know Before You Buy Any
Home
This
report will tell you the 4 things you must absolutely know
before you buy any home. The first item in the the report
is to not get pre-qualified.
You
can get the report simply clicking
here and filling out the form.
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Don't
Pay Another Cent in Rent to Your Landlord Before You Read
This FREE Special Report
If you're
like most renters, you feel trapped within the walls of
a house or apartment that doesn't feel like yours. How could
it when you're not even permitted to bang in a nail or two
without a hassle. You feel like you're stuck in the renter's
rut with no way of rising up out of it and owning your own
home.
Well
don't feel trapped any more! A new FREE Special Report entitled
"How To Stop Paying Rent and Own Your Own Home"
has already helped dozens of local renters get out from
under their landlord's finger, and move into a wonderful
home they can truly call their own. You can make this move
too by discovering the important steps detailed in this
FREE Special Report.
It
doesn't matter how long you've been renting, or how insurmountable
your financial situation may seem. With the help of this
report, it will become suddenly clear to you how you really
can save for the down payment and stop wasting thousands
of dollars on rent.
Order
this report NOW and stop wasting thousands of dollars on
rent. To order the form, click
here
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Glossary
of Condominium Terms
The
condo market in Boston is still considerably strong despite
all the publicity in the media.
Condos
purchases can be more daunting than a single family dwelling
or multifamily property. If you are considering a condominium
for a first time purchase, you shoud download this report
on condominium terms.
To
obtain this report, click
here
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Report Information
Credit
reports are a "history" of how a person pays their
bills. Credit grantors use them to make lending decisions.
Mortgage lenders, banks and mortgage brokers use them to
determine your credit worthiness for a mortgage. Obtaining
your credit report is critical for the purchase of a new
home. Creditors determine your interest rate from your credit.
There are three agencies which will provide you with a free
credit report. The agencies are:
Equifax
PO Box 105873
Altanta, GA 30348
Experian
800 N. Magnolia Avenue
#200 Orlando, FL 32803
1-800-749-7579
Trans
Union
PO Box 3307
Tampa, FL 33601
1-800-226-6214
I have a sample letter which is very effectively written
for you to obtain your credit report. If you would like
the letter e-mailed to you, please click
here
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Quarterly
Market Reports
These
reports are tailored specifically for my customers market
areas. They combine economic analysis from the National
Association of Realtors and are based on data from MLS PIN
(the largest MLS in the state of Massachusetts - serving
the entire state). They are in an easy to use report with
local economic and housing forecasts for each county and
then broken down by town.
If
you would like this quarterly market report delivered to
your inbox, then please fill out this form by clicking
here
Here
is an old sample report
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In
Boston, is It Better to Buy or Rent?
The
market is ripe for buyers right now. Interest rates, although
slightly higher than this time last year, are still at an
all-time low, and the National Association of REALTORS®
predicts that 2006 will be the third all-time best year
in real estate. So naturally you should be telling your
landlord goodbye and saying hello to your dream home, right?
Not so fast. Certainly, owning your own home has its benefits.
But, is the dream of homeownership really one you should
pursue? It all depends on your circumstance and needs.
Buying
a home is such a large investment, possibly the largest
purchase you’ll make. So, careful deliberation should
be made when deciding which is better for you: rent or buy.
The
advantages to being a renter is that your monthly costs
are fixed. There’s little to no responsibility for
maintenance of the property. And, it’s easier to pick
up and move to another location. However, the disadvantages
are your rent typically increases each year and there is
no guarantee that your lease will be renewed. In addition,
you don’t earn any equity nor will you reap the tax
advantages of owning.
As
a homeowner, you have the benefit of security and stability,
as well as the freedom to decorate and remodel. Your property
also builds equity and you get the tax benefit. However,
when the central heating unit breaks or the roof needs replacing,
the repairs are your financial responsibility. And, there
is always the possibility of losing on your investment if
property values go down.
One
tool you can use in your analysis is a Rent -vs- Buy calculator.
You can look at my Excel spreadsheet which works as a buy
vs. rent calculator by visiting
My Rent Versus Buy Calculator.
These calculators allow you to compare the costs of renting
and buying. In some cases the amount you spend in rent may
be about the same or less than you would pay on a mortgage.
However, the tax benefit from owning the home may provide
significant savings.
You
also need to decide if can you really afford homeownership.
If you are on a tight budget it may not be wise to have
the added pressure of maintenance costs, property taxes,
and insurance. If your credit rating is in need of repair,
or you have a high debt to earnings ratio, now may not be
the time to purchase a home. Although you may find a lender,
your loan may be at a much higher interest rate using a
sub-prime lender. You might be better off taking another
year to build your credit score and decrease your debt.
If you need a credit report, there is a way to get a free
one from three of the major agencies. If you would like
my report on how to obtain a legitimate a credit report,
please click
here to request the free report.
Besides
costs, another factor to consider is how long you plan to
reside in the home. When you purchase a home, there is a
substantial initial investment including the down payment,
closing costs, and renovations. It typically takes between
five and seven years to recover your initial costs. And
depending on your loan payments, it may take a few years
before you begin to see a return on your investment.
Your
lifestyle also makes a difference for whether you should
rent or buy. Will you be able to afford the type of property
you want and continue to enjoy the lifestyle you have? Are
you starting or changing careers or perhaps you are in a
job that requires you to move frequently?
Although
homeownership has its benefits, make sure it’s the
right fit for you depending on your financial and personal
situations.
If
you are looking at renting versus buying in the Greater
Boston Area. We should talk. Call me @ 617-648-3983
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Looking
for a Fixer Upper
Join The Fixer Upper Properties Hotlist
Fixer uppers and handyman specials often represent a good
way to get a great deal on a home. As long as you are aware
that these homes need work, are prepared to create a realistic
budget ahead of time, and remember to leave yourself some
financial "wiggle room", you can have an ideal
home for much less than what comparable homes, already in
top condition are selling for.
If
you are the type of person who recognizes a "diamond
in the rough" you'll know a great deal when you see
one, and will be interested in our FREE House-Hunter Service.
Our automated service searches all new listings from all
real estate companies, and downloads a current list of "fixer
upper" properties that match your personal home buying
criteria in your specified price range.
Our House-Hunter Service enables you to get priority access
to the hottest new listings giving you the competitive edge
in finding the best buys before other buyers even know they
exist.
To request your own, personalized list of the hottest, new
fixer upper listings that match your criteria, simply fill
out my request form by Clicking
Here and click the submit button to gain access
to these properties.
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Closing
Costs Paid by The Seller - Walk Away from the Closing with
Money in Your Pocket
Many
buyers today lack the resources or savings to pay the sometimes
hefty upfront closing costs associated with the purchase
of a home.
Many
loan programs allow seller paid closing costs towards the
fees associated with the loan. This allows buyers taking
advantage of 100% financing to literally walk to the closing
table with no money in their and even getting a refund of
their earnest money.
I have
identified 100+ properties in Greater Boston where the seller
is willing to help you out with closing costs today.
If you would like the report detailing these properties,
please
click here
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